Pradhan Mantri Awas Yojana Beneficiary List 2020

Pradhan Mantri Awas Yojana Beneficiary List 2020

The Pradhan Mantri Awas Yojana is a Government initiated the scheme in India which aims to offer affordable housing for the weaker sections. Launched on 25th June 2015, PMAY targets to construct 2 Crore homes for the urban poor by 31st March 2022 before the nation celebrates her 75th independence.

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Eligibility Criteria for CLSS Scheme

Those applying for PMAY CLSS scheme which offers interest subsidy on home loans must meet the following criteria to qualify.

For LIG/EWS category

The beneficiary family must comprise husband, wife, unmarried daughters or unmarried sons.

The annual income of a household must be within Rs. 3 Lakh and Rs. 6 Lakh.

The property must be co-owned by a female member of the family.

This category is eligible to get an interest subsidy of 6.5%.

For MIG I & MIG II categories

Yearly income of the household must be between Rs. 6 Lakh and Rs. 12 Lakh for CLSS MIG I, and Rs. 12 and Rs. 18 Lakh for CLSS MIG II.

A female co-owner of the property is desirable.

In the case of an adult earning member, whether married or unmarried, it should be considered as a separate household.

Eligible candidates under MIG I can get a subsidy of 4% while those under MIG II can get a 3% subsidy.

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Mutual Funds App, SIP, Save Tax - FundsIndia

Mutual Funds App, SIP, Save Tax - FundsIndia

Investing in Mutual Funds and SIP is now just a few clicks away with the FundsIndia app. Hassle-free, paperless transactions with zero fees. Expert financial advisors to choose the best mutual funds, including debt & equity funds, and tax saving Mutual Funds.

FundsIndia is India’s first & largest free online mutual fund investment platform. Other financial products like equities and company fixed deposits also offered. Avail value-added services like flexible SIPs, trigger-based investing and access to India’s most comprehensive automated advisory service – Money Mitr.

Wider customer base compared to MF apps such as Groww, ETMoney, FundEasy, Fisdom, Piggy, Investica, Jama, MySIPOnline, myCAMS, Scripbox, WealthTrust, Wealthy, Upwardly, SIP Planner, MutualFundsSahiHai. Regularly featured on MoneyControl, Value Research, Livemint & Economic Times.

Free Financial Advisory Service

Online investment platform that offers free financial planning and advice. Have your dedicated financial advisor (SEBI registered) evaluate your fund portfolio periodically to get customised recommendations.

Easy Mutual Fund Investments for all

Start investing in the best mutual funds in no time. Whether you're a novice or an expert, FundsIndia’s versatile platform has you covered. Leave the heavy lifting to us & have a smooth fund investment experience.

SIP your way to Wealth

Sign up to start SIP or invest instantly with KYC verification. Make SIP investments in top mutual fund companies on a unified platform. Use SIP calculator to determine your needs based on financial goals or consult your FundsIndia financial advisor. Start with as low as ₹1000/month.

One-stop shop for all your Investment Needs

All-in-one Mutual Fund App & Stock investment App. Monitor & manage all your investments on a convenient dashboard. Invest in SIP and mutual funds online, track their growth, and redeem at your convenience. Get instant alerts for real-time tips, recommendations and notifications regarding mutual fund NAV & stocks.

Save Tax with ELSS Mutual Funds

Tax saving Mutual Funds - Invest in ELSS Fund (Equity Linked Savings Schemes) and save up to ₹46,800 TDS from your taxable income under Section 80C. ELSS tax saving funds have a lock-in period of 3 years - offering higher returns, and more flexibility than FD (5 years) and PPF (15 years).

Options Galore - Choose the most suitable Mutual funds

Make low-risk mutual fund investments in liquid funds or short-term debt funds, or long-term fund investments in equity mutual funds - smallcap, largecap, midcap, multicap - to get potentially higher returns. You could also opt for balanced funds, theme funds, gold funds and international funds, etc.

Bank-Level Security

Your data is stored safely and securely – passwords are one-way encrypted before being stored in the database for high security. All communications – either with you, or with mutual fund companies and other service providers – are 256-bit encrypted, and our data is hosted by top-tier hosting service providers.

List of Top Mutual Funds 2020

SBI Mutual Funds
Reliance Mutual Funds
Franklin Mutual Fund (Franklin Templeton)
ICICI Mutual Funds
HDFC Mutual Funds
HSBC Mutual Fund
Bharti AXA Mutual Fund
DSP Mutual Funds (DSP BlackRock)
Axis Mutual Fund
Aditya Birla Mutual Fund (Birla Sun Life)
IDFC Mutual Fund
Kotak Mutual Fund (Kotak Mahindra)
L&T Mutual Fund
Mirae Mutual Fund (Mirae Asset)
Sundaram Mutual Fund
Tata Mutual Fund
UTI Mutual Fund
Invesco Mutual Fund
Principal Mutual Fund
LIC Mutual Fund
BNP Paribas Mutual Fund
Mahindra Mutual Fund
Shriram Mutual Fund
Motilal Oswal Mutual Fund
Tata Mutual Fund
Quantum Mutual Fund

List of Supported Banks with FundsIndia
Axis Bank
SBI Bank
HDFC Bank
ICICI Bank
PNB Bank
Canara Bank
Union Bank
Bank of Baroda

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How to Keep your self safe from fraud

How to Keep your self safe from  fraud::

Fuelled by internet and mobile penetration, digital payments have seen rapid growth in India, giving rise to multiple cashless payment applications and systems. According to the EY Global Fintech Adoption Index 2019, India is becoming a forerunner in global financial technology (fintech) adoption at 87 per cent, along with China. Data from the Reserve Bank of India (RBI) highlights that the total volume of digital payments increased nine times over the past five years. This has been driven extensively by innovations in fintech and integrated payment platforms. This growth momentum is expected to continue with the RBI projecting a target of 10 times over the next three years.



The rise in digital payments has not only opened multiple avenues for businesses to explore online payment services, but also led customers to prefer this mode in almost all aspects of their daily lives—from small-value transactions to very large purchases. The convergence of technology, payment platforms, e-commerce and social media has simplified transactions and brought convenience to the palm of the user. However, there are roadblocks to this frenzied adoption of digital payment. These include frauds and scams, data protection issues, security concerns, infrastructure requirements, and lack of awareness about the risks linked to the digital ecosystem.

Know who you’re dealing with.

 In any transaction you conduct, make sure to check with your state or local consumer protection agency and the Better Business Bureau (BBB) to see if the seller, charity, company, or organization is credible. Be especially wary if the entity is unfamiliar to you. Always call the number found on a website’s contact information to make sure the number legitimately belongs to the entity you are dealing with.

Pay the safest way.

 Credit cards are the safest way to pay for online purchases because you can dispute the charges if you never get the goods or services or if the offer was misrepresented. Federal law limits your liability to $50 if someone makes unauthorized charges to your account, and most credit card issuers will remove them completely if you report the problem promptly.

Guard your personal information

. Crooks pretending to be from companies you do business with may call or send an email, claiming they need to verify your personal information. Don’t provide your credit card or bank account number unless you are actually paying for something and know who you are sending payment to. Your social security number should not be necessary unless you are applying for credit. Be especially suspicious if someone claiming to be from a company with whom you have an account asks for information that the business already has.

Stay safe online. 

Don’t send sensitive information such as credit card numbers by email because it’s not secure. Look for clues about security on Web sites. At the point where you are asked to provide your financial or other sensitive information, the letters at the beginning of the address bar at the top of the screen should change from “http” to “https” or “shttp.” Your browser may also show that the information is being encrypted, or scrambled, so no one who might intercept it can read it. But while your information may be safe in transmission, that’s no guarantee that the company will store it securely. See what Web sites say about how your information is safeguarded in storage.

IMPORTANT LINK ::: 

 Download Detail pdf from here

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CTET July 2020 Exam Form Notification ctet.nic.in

CTET July 2020 Exam Form Notification ctet.nic.in

The Central Board of Secondary Education will conduct the 14th edition of Central Teacher Eligibility Test (CTET) on 05-07-2020 (Sunday). The test will be conducted in 20 (Twenty) languages in 112 cities all over the country. The detailed Information Bulletin containing details of examination, syllabus, languages, eligibility criteria, examination fee, examination cities and important dates is available on CTET official website www.ctet.nic.in w.e.f. 24-01-2020 and the aspiring candidates are requested to download the Information Bulletin from the above mentioned website only and read the same carefully before applying. The aspiring candidates have to apply online only through CTET website i.e. www.ctet.nic.in. The online application-process will start from
24.01.2020 and the last date for submitting online application will be 24.02.2020. The fee can be paid upto 27.02.2020 till 03.30 PM.

IMPORTANT DATES::: 

• Date for Submission of On-line Application: 24-01-2020 to 24-02-2020
• Last date for submission of on-line Application: 24-02-2020
• Last date for submission of fee: 27-02-2020 (Before 15:30 Hrs.)

Method of Submission of Online Application Form:

• STEP1: Log on to CTET official website www.ctet.nic.in.
• STEP2: Go to the link “Apply Online” and open the same.
• STEP3: Fill in the Online Application Form and note down Registration No./Application No.
• STEP4: Upload Scanned Images of latest Photograph and Signature
• STEP5: Pay Examination Fee by e-challan or debit/credit card and net banking
• STEP6: Print Confirmation page for record and future reference

IMPORTANT LINK:::: 

Download Detail notification from here 

Apply Online from here

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Download U Dictionary Android App.

U-Dictionary now has official Oxford Dictionaries in 12 languages!

Offline Sentence Translation is also available now! Enjoy translating totally offline of 58 languages.

U-Dictionary offers originally developed dictionaries of 44 languages, Collins Advanced Dictionary, WordNet Dictionary, Bilingual Sentences, Sample Sentences, Synonyms, Antonyms, Phrases and so on. Also, U-Dictionary is equipped with English articles, games, and quizzes to help you strengthen your English level.

U-Dictionary is not only the most authentic English dictionary but also a powerful multiple-language translator. We meet all your translation needs to fit different scenarios such as studying, working and traveling abroad. U-Dictionary is far more than a dictionary.

U-Dictionary Features:

Official Oxford Dictionaries: Check Oxford dictionaries in 12 global languages, including 7 Indian languages. Learn English with a huge number of authoritative word definitions and sample sentences.

Magic Translate: Translate in any app with the magic translation ball. Chat freely with no borders.

Text Translation: Translate between any two languages from 108 languages.

Camera Translation: Snap a photo with text to get it translated. Recognizes 12 languages.

Offline Dictionary: Free download of Offline Packages for 44 languages and synonyms, antonyms, phrases, English sample sentences, Collins Advanced Dictionary, and WordNet Dictionary.

Offline Translation: Free download of Offline Translation Packages for 58 languages. Get the translation even when you are offline.

Copy to Translate: Copy any word or sentence while browsing, messaging, or reading news, to get meaning instantaneously.

Word Lock Screen: Show words you choose on Lock Screen without network by accessing the offline package.

Quick Translate: Get the meaning in the notification bar without opening U-Dictionary.

My Words: Save important words into different folders. Collect and revise.

Perfect English Pronunciation: Authentic UK (British) and US (American) accent. Listen and learn.

Sample Sentences: Collected from famous international news websites such as BBC, NPR, etc. 

14 Display Languages: Now you can read in your native language.

Word Games: Find synonyms game and spelling game. Play and learn.

Funny Videos: Fully utilize your free time to learn English with ease and fun.

Click Here To Download

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Download Life 360 Family

Life360’s Family Locator simplifies life in the digital world by making it easy to stay connected to the people who matter most.

With Life360 you can:
• Create your own private groups, called “Circles,” of loved ones, teammates -- whoever matters most and chat with them in Family Locator for FREE.
• View the real-time location of Circle Members on a private family map that’s only visible to your Circle.

• Receive real-time alerts when Circle Members arrive at or leave destinations (Eliminate disruptive “Where are you?” texts)
• See the location of stolen or lost phones
• Enjoy a more diverse array of features and benefits than those found on similar apps
• Works on both Android Phones and iPhones

Real-Time Location Sharing

Stay connected and in sync with your entire family and eliminate the multiple texts needed to coordinate your family events and daily life. Family Locator alerts you when your family members have checked in at a location and thanks to GPS sensors in your phone, family locator can also advise if someone is running late.

Finding Family
The Life360 app uses state-of-the-art GPS location technology to report the real-time whereabouts of those that have accepted your invitation to join your circle and share their location. Simply install the Life360 Family Locator app on your phone, and invite your family. Once registered, each member appears as a unique icon on the navigational map so you’ll know exactly where they are. No need to send annoying “Where are your?” or “What’s your ETA?” texts, the Life360 Family Locator puts this information at your fingertips. And to make life super easy, we send you alerts the moment your family arrives at an appointed location!

In order for our app to work properly, we need a few permissions. Don't worry - when you create an account, we help you through this quick and easy process.

Location - Life360 locates you and your loved ones on a shared, private map. This setting allows us to show location accurately and quickly.

Phone permission - Life360 has a feature called Driver Care Support that, with a single push of a button, connects you to a live representative over the phone. Our live representative knows who you are and where you are to assist in roadside situations such as tows, jumps, and lockouts. We also offer an immediate emergency response in the case of a vehicular collision. Phone permissions allow us to connect your phone to the live representative and authenticate that you are the one calling them.

Network - This connects you to the Internet and allows us to send and receive location information to and from family members on your private map.

Life360 19.7.1 Update
2019-12-02

Thanks for using Life360! We’re always making changes and improvements behind the scenes; to ensure that you do not miss anything, please keep your updates turned on.

Bug fixes and performance improvements

IMPORTANT LINK::: 

Download APK(35.0 MB)

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Karakoram Highway china to Pakistan : Amazing Technology

Karakoram Highway china to Pakistan : Amazing Technology

The Karakoram Highway  or the China-Pakistan Friendship Highway) is a 1,300-kilometre (810 mi) national highway which extends from Hasan Abdal in the Punjab province of Pakistan to the Khunjerab Pass in Gilgit-Baltistan, where it crosses into China and becomes China National Highway 314. The highway connects the Pakistani provinces of Punjab, Khyber Pakhtunkhwa and Gilgit-Baltistan with China's Xinjiang Uyghur Autonomous Region. The highway is a popular tourist attraction, and is one of the highest paved roads in the world, passing through the Karakoram mountain range, at 36°51′00″N 75°25′40″E at maximum elevation of 4,714 metres (15,466 ft) near Khunjerab pass.[Due to its high elevation and the difficult conditions in which it was constructed, it is often referred to as the Eighth Wonder of the World. The highway is also a part of the Asian Highway AH4.

CLICK HERE OR CLICK ON THIS PICTURE TO VIEW VIDEO

VIEW KARAKORMA HIGHWAY VIDEO



VIEW KARAKORMA HIGHWAY VIDEO





VIEW KARAKORMA HIGHWAY VIDEO



The Karakoram Highway, also known as the Friendship Highway in China, was built by the governments of Pakistan and China. It was started in 1959 and was completed and opened to the public in 1979. Pakistan initially favored routing through Mintaka Pass. In 1966, China citing the fact that Mintaka would be more susceptible to air strikes recommended the steeper Khunjerab Pass instead.About 810 Pakistanis and about 200 Chinese workers lost their lives, mostly in landslides and falls, while building the highway. Over 140 Chinese workers who died during the construction are buried in the Chinese cemetery in Gilgit. The route of the KKH traces one of the many paths of the ancient Silk Road.

Karakoram Highway reconstruction

As part of the $46 billion China Pakistan Economic Corridor, reconstruction and upgrade works on the Pakistani portion of the Karakoram Highway (KKH) are underway. The KKH spans the 806-kilometre (501 mi) long distance between the China-Pakistan border and the town of Hasan Abdal. At Burhan Interchange near Hasan Abdal, the existing M1 motorway will intersect the Karakoram Highway. From there, access onwards to Islamabad and Lahore continues as part of the existing M1 and M2 motorways, while Hasan Abdal will also be at intersection of the Eastern Alignment, and the Western Alignment which will lead towards the port city of Gwadar.

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